Which type of insurance would best protect a driver from injuries they cause to others?

Liability coverage is specifically designed to protect drivers from the financial consequences of injuries they cause to others in an accident. This type of insurance helps cover medical expenses, lost wages, and any legal fees that may arise if the injured party decides to sue. It ensures that the driver can meet their legal obligations should they be found at fault, thereby providing crucial financial protection.

The other types of coverage serve different purposes. Collision coverage, for example, protects a driver’s own vehicle in the event of a collision, regardless of fault. Comprehensive coverage protects against non-collision-related incidents like theft or natural disasters, while uninsured motorist coverage offers protection when the other driver lacks insurance. These coverages do not provide the same level of financial protection for injuries caused to others as liability coverage does.