Which of the following is a common discount for auto insurance?

A safe driver discount is a common feature offered by auto insurance companies. This discount rewards policyholders who have a clean driving record, meaning they have not been involved in traffic accidents or received any moving violations over a specified period. By encouraging safe driving behaviors, insurers aim to reduce the overall risk and cost associated with claims, which ultimately benefits both the insurer and the insured.

This type of discount is an incentive for drivers to maintain responsible driving habits, as it can lead to substantial savings on their insurance premiums. In contrast, other options such as multiple vehicle discounts involving different states or discounts based solely on high-end vehicle ownership are less common and may not necessarily reflect a decreased risk profile. Pet ownership discounts, while increasingly popular in some sectors, do not generally pertain directly to auto insurance premiums, making them less relevant in this context.