Which of the following coverages would protect against damages due to theft?

Comprehensive coverage is designed to protect policyholders against damages to their vehicle that are not the result of a collision. This includes various non-collision-related incidents such as theft, vandalism, fire, and natural disasters. When a vehicle is stolen, comprehensive coverage would typically cover the loss, allowing the insured to receive compensation for the value of the vehicle or its replacement.

The other options do not provide this kind of protection. Collision coverage, for instance, is specifically for damages resulting from an accident with another vehicle or object. Liability coverage protects against claims made by other parties for bodily injury or property damage resulting from an accident for which the insured is at fault. Medical payments coverage is intended to cover medical expenses for the policyholder and passengers after an accident, but it does not address theft or vehicle damage. Hence, comprehensive coverage is the appropriate choice for protection against theft-related damages.