Which factor does NOT typically influence the cost of auto insurance?

The factor that does not typically influence the cost of auto insurance is the hair color of the driver. Insurance companies assess risk based on various statistical data that correlates with factors such as age, gender, and type of vehicle. These factors have established connections with accident rates and likelihood of claims.

Driver's age is significant because younger drivers, particularly those under 25, often have less experience behind the wheel, leading to higher rates of accidents. Similarly, the driver's gender is relevant as statistics show that male drivers, especially younger males, tend to be involved in more severe accidents compared to female drivers.

The type of vehicle is another critical factor since different vehicles have different risk profiles in terms of theft rates, repair costs, and safety ratings. Insurers typically consider these aspects to determine the premiums that drivers need to pay.

Hair color, however, does not have any meaningful data supporting a correlation with driving behavior or accident risk, making it irrelevant when determining auto insurance rates.