What should a policyholder do if their car is stolen?

When a policyholder's car is stolen, the most important and immediate action is to report the theft to the police and notify their insurance company. Notifying the police is crucial because it initiates the official process of recovering the vehicle and allows law enforcement to take action. Filing a police report also provides documentation needed for filing an insurance claim.

Furthermore, informing the insurance company is equally vital as it enables the policyholder to begin the claims process, which can help in the recovery of losses incurred from the theft. Insurance companies usually require prompt notification to fulfill their obligations under the policy, and this can significantly affect the outcome of any claim.

The other options listed are less effective in managing the situation. Visiting a dealership, waiting for the car to potentially reappear, or seeking assistance from an auto repair shop do not address the necessary legal and insurance protocols that need to be followed immediately after a vehicle theft.