What generally happens to younger, inexperienced drivers' premiums compared to older drivers?

Younger, inexperienced drivers typically face higher premiums compared to older drivers due to a greater perceived risk. Insurance companies base their premiums on various risk factors, and statistical data shows that younger drivers, particularly those under the age of 25, are more likely to be involved in accidents than their older counterparts. This higher likelihood of mishaps contributes to the increased premiums as insurers seek to mitigate potential financial losses associated with the higher risk profile of these younger drivers. Consequently, insurers view this demographic as a higher risk category, resulting in elevated costs for coverage.